Our Approval process is fast and easy

No, the assistance money is wired to the approved dealership. The dealership will apply for the auto loan on your behalf. 

If you have bad credit the banks will ask you for thousands of dollars down. Help Me With My Down Payment will add the additional funds to your loan application.  If approved you will have to pay the taxes, and DMV fees. The state of California does not participate in the down payment assitance program. When purchasing a vehicle in the state of CA you are required to pay taxes. This is not a ZERO down program. 

No repayment for the assistance funds.

Yes, we recommend you refinance the loan as soon as you see your credit improving. 

You will need to complete the down payment assistance interview process and send in the supporting income documents, your form of ID and a hardship letter.

The review process takes 24 to 48 hours. 

Yes, you will need to upload the following conditions - 30 days income statement / Proof of Residence / a Utility Bill / Driver's License.

We work with consumers who have 500 fico score and with customers who have 850 fico score. .

Yes, after you sign the purchase contract,  

Yes, we can get you approved for an auto loan.  Which car, what price and how much you need to put down will be decide by the bank

Yes, LA Auto Center offers delivery service in California only.  Through our partnership agreement LA Auto Center will cover 50% of the shipping fees. This offer only applies to approved buyers. 

No, at the moment the only used car dealership approved to offer the program is LA Auto Center. The dealership has the ability to service all of California. 

No, it will not. You will be approved for a min of $1500 hundred dollars of assistance, that will be credited towards the total down payment required by the bank to approve your auto loan. Our consumers are required to have enough funds to cover the taxes and dmv fees for the transaction. Consumers with more with more than one repo will be required to have a higher down payment.

The voucher is valid for 48 hours after an approval has been issued. The funds are considered a donation, a voucher will be issued to the dealership on your behave.